目前关税对美国中产最大的打击是401

[resso]

其他先不说，说去股市抄底的都是胡扯八道，普通工薪家庭，401k里的钱比炒股的钱多的多，又拿不出来。家家跌个几万刀是肯定的。今年要退休的惨啦

[Coastlines]

忘记401k是熊市生存的不二法门

[grasshopper]

对绝大多数美国人，social security比401K重要多了。按美国的搞法。social security很快就破产了。

[resso]

对绝大多数美国人，social security比401K重要多了。按美国的搞法。social security很快就破产了。

social security也在股市里，你把美国人想得太穷，靠social security养老，还消费个屁

[Lilyamao]

对绝大多数美国人，social security比401K重要多了。按美国的搞法。social security很快就破产了。

完了，我说老川是帝国掘墓人吧

为啥拜登把芯片和电车关税加到100%，股市乘机而涨

老川加个50%、股市就死了？

高低手区别啊

[grasshopper]

真能瞎扯，让ChatGPT教育你：

Social Security money in the U.S. is not invested in the stock market or private investments. Instead, here’s how it works:

1. Trust Funds

Social Security taxes (from workers and employers) go into two federal trust funds:

• OASI Trust Fund: For retirement and survivors benefits.
• DI Trust Fund: For disability benefits.

2. Special U.S. Treasury Bonds

The money in these trust funds is invested in special-issue U.S. Treasury securities. These are essentially government IOUs:

• They earn interest.
• The U.S. government uses the money for other federal expenses but is legally obligated to repay it with interest.

3. Safe, But Limited Growth

These investments are considered very safe because they are backed by the U.S. government, but they don’t grow as much as private investments like stocks. The interest rate is set by law and is generally lower than long-term stock market returns.

4. Pay-As-You-Go System

It’s also important to know that Social Security operates mainly on a pay-as-you-go basis:

• Current workers’ taxes are used to pay current retirees.
• The trust funds are a backup to cover shortfalls.

对绝大多数美国人，social security比401K重要多了。按美国的搞法。social security很快就破产了。

social security也在股市里，你把美国人想得太穷，靠social security养老，还消费个屁

[resso]

真能瞎扯，让ChatGPT教育你：

Social Security money in the U.S. is not invested in the stock market or private investments. Instead, here’s how it works:

1. Trust Funds

Social Security taxes (from workers and employers) go into two federal trust funds:

• OASI Trust Fund: For retirement and survivors benefits.
• DI Trust Fund: For disability benefits.

2. Special U.S. Treasury Bonds

The money in these trust funds is invested in special-issue U.S. Treasury securities. These are essentially government IOUs:

• They earn interest.
• The U.S. government uses the money for other federal expenses but is legally obligated to repay it with interest.

3. Safe, But Limited Growth

These investments are considered very safe because they are backed by the U.S. government, but they don’t grow as much as private investments like stocks. The interest rate is set by law and is generally lower than long-term stock market returns.

4. Pay-As-You-Go System

It’s also important to know that Social Security operates mainly on a pay-as-you-go basis:

• Current workers’ taxes are used to pay current retirees.
• The trust funds are a backup to cover shortfalls.

social security也在股市里，你把美国人想得太穷，靠social security养老，还消费个屁

难怪川普能把你忽悠的一愣一愣的，trust fund不还是在股市投资。

[grasshopper]

再打脸，我不懂至少查一下ChatGPT。你不懂偏装懂。
——-
The Social Security Trust Fund is primarily invested in U.S. government securities, specifically special-issue Treasury bonds. Here's a quick breakdown of how it works:

Types of Investment:

1. Special-Issue Treasury Securities:
   These are non-marketable securities issued specifically for the Social Security Trust Fund. They are not traded on the open market but are backed by the full faith and credit of the U.S. government.

2. Marketable Treasury Securities (rarely used):
   In certain limited cases, the trust fund can hold a small amount of marketable U.S. Treasury securities, but the vast majority is in special-issue ones.

Why this Approach?

• Safety: U.S. government securities are considered one of the safest investments.
• Liquidity: These securities can be redeemed at any time to pay benefits.
• Interest Income: The trust fund earns interest on these securities, which adds to its reserves.

Two Trust Funds:

• OASI (Old-Age and Survivors Insurance) Trust Fund
• DI (Disability Insurance) Trust Fund

Both are managed by the U.S. Treasury and operate under strict legal guidelines to ensure funds are used to pay benefits and manage administrative costs.

真能瞎扯，让ChatGPT教育你：

Social Security money in the U.S. is not invested in the stock market or private investments. Instead, here’s how it works:

1. Trust Funds

Social Security taxes (from workers and employers) go into two federal trust funds:

• OASI Trust Fund: For retirement and survivors benefits.
• DI Trust Fund: For disability benefits.

2. Special U.S. Treasury Bonds

The money in these trust funds is invested in special-issue U.S. Treasury securities. These are essentially government IOUs:

• They earn interest.
• The U.S. government uses the money for other federal expenses but is legally obligated to repay it with interest.

3. Safe, But Limited Growth

These investments are considered very safe because they are backed by the U.S. government, but they don’t grow as much as private investments like stocks. The interest rate is set by law and is generally lower than long-term stock market returns.

4. Pay-As-You-Go System

It’s also important to know that Social Security operates mainly on a pay-as-you-go basis:

• Current workers’ taxes are used to pay current retirees.
• The trust funds are a backup to cover shortfalls.

难怪川普能把你忽悠的一愣一愣的，trust fund不还是在股市投资。

[resso]

再打脸，我不懂至少查一下ChatGPT。你不懂偏装懂。
——-
The Social Security Trust Fund is primarily invested in U.S. government securities, specifically special-issue Treasury bonds. Here's a quick breakdown of how it works:

Types of Investment:

1. Special-Issue Treasury Securities:
   These are non-marketable securities issued specifically for the Social Security Trust Fund. They are not traded on the open market but are backed by the full faith and credit of the U.S. government.

2. Marketable Treasury Securities (rarely used):
   In certain limited cases, the trust fund can hold a small amount of marketable U.S. Treasury securities, but the vast majority is in special-issue ones.

Why this Approach?

• Safety: U.S. government securities are considered one of the safest investments.
• Liquidity: These securities can be redeemed at any time to pay benefits.
• Interest Income: The trust fund earns interest on these securities, which adds to its reserves.

Two Trust Funds:

• OASI (Old-Age and Survivors Insurance) Trust Fund
• DI (Disability Insurance) Trust Fund

Both are managed by the U.S. Treasury and operate under strict legal guidelines to ensure funds are used to pay benefits and manage administrative costs.

难怪川普能把你忽悠的一愣一愣的，trust fund不还是在股市投资。

safety 的投资只是选风险低的股票。唉，投资绕不开股票啊

[Cutoff]

美国人的退休金里面有中共军方的投资。
我看到一个新闻这样说的。

你拿中共军方的投资用于美国人的退休金里？
你中有我，我中有你吗？